Privacy Policy and Terms of Use

Privacy Policy

We extend the following information to assure you, our customer, that we are concerned about and respect your privacy while visiting our Web site. The Master's Loft will never sell, lease or rent your confidential information. However, if it is necessary, we will share information for legal reasons. We will always endeavor to take steps to assure that any information you provide to us will remain secure. We want you to feel safe in your online experience while visiting our site. We therefore request that you take a moment to review the following valuable information.

Collection of Information

The Master's Loft does not collect personal information without your knowledge during your visit to our Web sites. We do use cookies to tell us about site usage and sales; however none of this information personally identifies any of our shoppers. However, we do at times ask that you provide us with personal information while online. The type of information we collect typically, but not always, corresponds directly with the service you request.

Security

Our Web site's ecommerce system uses SSL encryption to protect sensitive data transmissions from your computer to our Web site. You are able to see when the SSL encryption is active either by the "padlock" icon at the bottom of your browser's window or by a blue line around the window. In certain areas, password protection is used to protect your privacy and security.

Changes

The Master's Loft reserves the right to make changes to this privacy policy at any time and requests that you review this policy for updates.

Questions or Suggestions

Please direct all questions or comments regarding this privacy policy to Customer Service at (888) 838-5638 or write us at The Master's Loft 50 Miller Street Winston-Salem, NC 27104. This Web site may provide links to external Web sites maintained by individuals or organizations external to The Master's Loft. Once you access information that links you to another Web site, you are subject to the privacy policy of the Web site containing the information you have linked to.

TERMS AND CONDITIONS OF USE

Take a few minutes to look over our terms and conditions of use because by using our site you automatically agree to them. Naturally, if you don't agree, please do not use the site. We reserve the right to make any modifications that we deem necessary at any time. Please continue to check these terms to see what those changes may be! Your continued use of The Master's Loft Web site means that you accept those changes.

Restrictions on Use of Our Online Materials

All materials contained in The Master's Loft Web site are the copyrighted property of The Master's Loft. All trademarks, service marks, and trade names are proprietary to The Master's Loft. No Online Material from our Web site may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way.

Limitation of Liability

THE MASTER'S LOFT WILL NOT BE LIABLE FOR ANY DAMAGES OR INJURY THAT ACCOMPANY OR RESULT FROM YOUR USE OF ITS SITE. THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY:

• USE OF (OR INABILITY TO USE) THE SITE
• FAILURE OF OUR SITE TO PERFORM IN THE MANNER YOU EXPECTED OR DESIRED
• ERROR ON OUR SITE
• OMISSION ON OUR SITE
• INTERRUPTION OF AVAILABILITY OF OUR SITE
• DEFECT ON OUR SITE
• DELAY IN OPERATION OR TRANSMISSION OF OUR SITE
• COMPUTER VIRUS OR LINE FAILURE
• PLEASE NOTE THAT WE ARE NOT LIABLE FOR ANY DAMAGES, INCLUDING:
• DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY
• DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY (KNOWN IN LEGAL TERMS AS "CONSEQUENTIAL DAMAGES.")
• OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY (KNOWN IN LEGAL TERMS AS "INCIDENTAL DAMAGES.")
• WE ARE NOT LIABLE EVEN IF WE'VE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR BOTH.
• EXCEPTION: CERTAIN STATE LAWS MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR THESE "INCIDENTAL" OR "CONSEQUENTIAL" DAMAGES. IF YOU LIVE IN ONE OF THOSE STATES, THE ABOVE LIMITATION OBVIOUSLY WOULD NOT APPLY WHICH WOULD MEAN THAT YOU MIGHT HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES.
• HOWEVER, IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES, AND CLAIMS OF ANY AND EVERY KIND (WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR CLAIMED TO BE CAUSED BY NEGLIGLENCE OR OTHER WRONGFUL CONDUCT, OR THEY'RE CLAIMED UNDER ANY OTHER LEGAL THEORY) WILL NOT BE GREATER THAN THE AMOUNT YOU PAID TO ACCESS OUR SITES.

Termination of Agreement

This agreement is effective until terminated by either party. You may terminate this agreement at any time, by destroying all materials obtained from The Master's Loft Web site, along with all related documentation and all copies and installations. The Master's Loft may terminate this agreement at any time and without notice to you, if, in its sole judgment, you breach any term or condition of this agreement. Upon termination, you must destroy all materials. In addition, by providing material on our Web sites, we do not in any way promise that the materials will remain available to you. And The Master's Loft is entitled to terminate all or any part of any of its Web sites without notice to you.

Jurisdiction and Other Points to Consider

Unless otherwise specified, the Online Materials on our sites are presented to provide information about the resources of The Master's Loft. If you use our site from locations outside of the United States, you are responsible for compliance with any applicable local laws. These Terms of Use, and the agreement they create, shall be governed by and interpreted according to the laws of the State of NORTH CAROLINA. If any provision of this agreement is unlawful, void or unenforceable, it will not affect the validity and enforceability of any remaining provisions. Focus The Master's Loft may modify these Terms of Use, and the agreement they create, at any time, simply by updating this posting and without notice to you. This is the ENTIRE agreement regarding all the matters that have been discussed.